Loan Product List

Find an FCC loan by name.

Real property loans

Variable – FCC's best variable mortgage interest rate that includes a 10% pre-payment privilege and the option to convert to a fixed interest rate

Open – a variable mortgage interest rate with full prepayment privilege and the option to convert to a fixed interest rate

Fixed Closed – low mortgage rate that is fixed for the term of the loan

Fixed Rate – low mortgage rate that is fixed for the term of the loan with a 10% prepayment option included

Personal property loans

Variable – FCC's best variable personal property rate (prepay any amount at any time and convert to a fixed rate at your discretion)

Open Rate – low rate fixed for the term of your personal property loan with the benefit of prepayment without penalty

Closed Rate – FCC's lowest rates fixed for the term of your personal property loan

Loans through a crop retailer, livestock supplier or equipment dealer

Crop Inputs – draw against your pre-approved loan at any time and schedule payments around your cash flow

Feeder Cattle and Breeding Livestock – purchase through a participating livestock supplier and get customized financing with faster equity realization and no prepayment penalties

Equipment Financing – when you buy new or used farm equipment and finance through a participating equipment dealer, you'll work with people who know the industry

Equipment Leasing – lease new or used equipment at participating dealerships, plus benefit from less money up front, lower payments and increased flexibility

Feature-specific loans

Interest-only payments

1-2-3 Grow – manage your cash flow with interest-only payments until you get a return on your investment

Cash Flow Optimizer – make interest-only payments while re-investing funds into other areas of your operation, giving you the control to make principal payments when you choose

Deferred payments

Flexi-Loan – defer principal payments for up to one year to take advantage of opportunities or ease cash flow during adverse conditions.

Start Now – Pay Later – better manage your cash flow with deferred payments while getting your operation up and running

Extended disbursement

Capacity Builder – purchase quota or breeding livestock with pre-approved financing for up to 18 months and the option to capitalize interest

Construction – defer your principal payments while you build or expand, with interim financing for up to 18 months on construction projects

Enviro-Loan – defer principal payments while constructing, improving or expanding your operation when you improve environmental facilities

Transition Loan – special payment options that benefit both the buyer and seller in a farm transfer

Credit Lines

Advancer – use this pre-approved, secured loan with the flexibility to re-advance funds at your discretion for capital asset purchases

FCC Credit Line – keep your day-to-day operations running smoothly with this revolving, pre-approved loan you can access any time to finance your short term operating costs

Niche loans

Young Farmer – a loan for farmers under 40 to purchase ag-related assets up to $500,000

Performer – get rewarded with lower interest rates when your business achieves pre-set financial goals and ratios

Spring Break – customize your payment schedule to match your irregular cash flow

Energy – convert to renewable energy sources , specifically biogas, geo-thermal, wind or solar power

American Currency – if you derive a lot of your revenue in U.S. dollars, you can borrow and make payments in U.S. dollars

Let’s talk. Call 1-888-332-3301, email an FCC Representative or find an FCC office near you.

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